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Navigating the process of buying a new home in Gerber, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gerber, CA or getting it ready for the market.
Identify the new home you want to buy in Gerber, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gerber, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gerber, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gerber, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gerber, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gerber, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gerber, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gerber, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gerber, California offer a convenient financing solution for homebuyers who need to purchase a new home before selling their existing one. These short-term loans bridge the gap between the sale of the current property and the purchase of the new one. Demographics in Gerber, California show a diverse community with a mix of families, young professionals, and retirees. The town's population enjoys a laid-back lifestyle amidst the scenic beauty of California's countryside. The housing market in Gerber, California is stable, with a range of housing options available to cater to different needs and budgets. From cozy single-family homes to spacious estates, there is something for everyone in this charming town. Gerber, California boasts a variety of attractions, including outdoor recreational areas like parks and hiking trails, as well as cultural sites such as museums and art galleries. Residents can also enjoy local shops and restaurants that showcase the town's unique charm.
Benefits of Bridge Loans in Gerber, California
