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Navigating the process of buying a new home in Gilchrist, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gilchrist, TX or getting it ready for the market.
Identify the new home you want to buy in Gilchrist, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gilchrist, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gilchrist, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gilchrist, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gilchrist, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gilchrist, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gilchrist, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gilchrist, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gilchrist, Texas offer a valuable solution for homeowners looking to bridge the gap between buying a new home and selling their current one. These loans provide flexibility in timing and finances, allowing individuals to secure their dream home without the stress of simultaneous transactions. Gilchrist, Texas, a charming coastal community, has a population of approximately 1,000 residents. The area boasts a diverse demographic mix, including families, retirees, and young professionals. The town's welcoming atmosphere and tight-knit community make it an ideal place to call home. The housing market in Gilchrist is dynamic, with a range of options to suit different preferences and budgets. From cozy beachfront cottages to spacious family homes, the real estate market offers opportunities for both buyers and sellers. Bridge loans facilitate smooth transitions in this market, making it easier for individuals to seize favorable deals. Aside from its housing market, Gilchrist, Texas, is known for its beautiful beaches, outdoor recreational activities, and proximity to notable attractions like Galveston Island and the Bolivar Peninsula. Residents and visitors can enjoy fishing, boating, and relaxing on the sandy shores, making Gilchrist a popular destination for leisure and relaxation.
Benefits of Bridge Loans in Gilchrist, Texas
