Get Approved at The Lowest Rate
Navigating the process of buying a new home in Girard, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Girard, TX or getting it ready for the market.
Identify the new home you want to buy in Girard, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Girard, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Girard, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Girard, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Girard, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Girard, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Girard, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Girard, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Girard, Texas offer numerous benefits for individuals looking to purchase a new home before selling their current one. One major advantage is the ability to access quick funding to secure the new property without waiting for the sale of the old one. This can be crucial in competitive real estate markets, allowing buyers to make strong offers and close deals faster. Demographically, Girard, Texas, is a charming and close-knit community with a population of around 500 residents. The town boasts a mix of ages, with a median age of 36, creating a diverse and vibrant atmosphere. The majority of residents are families and retirees, contributing to a welcoming and family-friendly environment. In terms of the housing market, Girard offers a variety of affordable housing options, including single-family homes, townhouses, and apartments. The market is stable, with steady appreciation rates and a low inventory of homes for sale, making it a seller's market. Bridge loans can provide buyers with the flexibility and financial support needed to navigate these conditions successfully. Main attractions in Girard include the picturesque Girard City Park, a popular spot for picnics, recreation, and community events. The town also hosts annual festivals celebrating local culture and history, providing residents and visitors with opportunities for entertainment and socializing.
Benefits of Bridge Loans in Girard, Texas
