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Navigating the process of buying a new home in Girvin, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Girvin, TX or getting it ready for the market.
Identify the new home you want to buy in Girvin, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Girvin, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Girvin, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Girvin, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Girvin, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Girvin, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Girvin, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Girvin, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Girvin, Texas offer numerous benefits to homeowners looking to transition smoothly from one home to another. These short-term loans provide the necessary funds to buy a new home before selling the current one, helping to prevent missed opportunities and reducing stress associated with selling and buying simultaneously. Demographics: Girvin, Texas, with a population of approximately 50 residents, boasts a close-knit community feel. The area is primarily rural, offering a peaceful environment away from the hustle and bustle of larger cities. Residents enjoy a slower pace of life, perfect for those looking to escape hectic urban settings. Housing Market: Girvin's housing market provides opportunities for both buyers and sellers. With affordable home prices compared to nearby cities, it's an attractive location for those seeking a quieter lifestyle. Bridge loans can help buyers secure their dream home quickly, while sellers benefit from a steady stream of interested buyers. Main Attractions: Despite its small size, Girvin has its charm with attractions like the scenic Girvin Cemetery and nearby Big Bend National Park, known for its stunning natural beauty and outdoor recreational opportunities. The area's rich history and picturesque landscapes make it a hidden gem for nature lovers and history enthusiasts alike.
Benefits of Bridge Loans in Girvin, Texas
