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Navigating the process of buying a new home in Golden, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Golden, TX or getting it ready for the market.
Identify the new home you want to buy in Golden, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Golden, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Golden, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Golden, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Golden, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Golden, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Golden, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Golden, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Golden, Texas provide a convenient financing solution for individuals seeking to purchase a new home before selling their current one. These loans offer short-term funding to bridge the gap between the sale of the old property and the purchase of the new one, allowing buyers to secure their dream home without the stress of timing constraints. Golden, Texas, a small town with a population of about 2000 residents, offers a tranquil and close-knit community ideal for families and retirees. The town boasts a low crime rate, good schools, and a strong sense of community spirit, making it an attractive place to live. The housing market in Golden, Texas, is characterized by a mix of traditional single-family homes, ranch-style properties, and spacious plots of land. Despite the rural setting, the real estate market is vibrant, with a range of options to suit different preferences and budgets. Prices are competitive, making it an enticing location for both first-time buyers and those looking to upgrade. Golden, Texas, is home to various attractions, including the picturesque Lake Holbrook, popular for fishing and boating activities. The town's historical sites, such as the Old Mill Pond Museum and the Cotton Gin Park, offer a glimpse into its rich heritage. Nature lovers can explore the trails at Golden City Park or enjoy a leisurely picnic at one of the many scenic spots in the area.
Benefits of Bridge Loans in Golden, Texas
