Bridge Loans: Your Key to Seamless Home Transitions in Goliad, TX

Navigating the process of buying a new home in Goliad, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Goliad, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Goliad, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Goliad, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Goliad, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Goliad, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Goliad, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Goliad, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Goliad, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Goliad, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Goliad, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Goliad, Texas

Bridge loans in Goliad, Texas offer various benefits to homeowners. These short-term loans provide quick access to cash for purchasing a new home before selling an existing one, preventing the need to rush into a sale. They also help in securing a new home without being contingent on the sale of the old one, giving buyers an advantage in competitive markets.

Goliad, Texas, boasts a diverse demographic with a mix of families, professionals, and retirees. The city has a rich history and a strong sense of community, making it an attractive place to live for people of all ages. The cost of living is reasonable, and the city offers a range of housing options to suit different lifestyles and budgets.

The housing market in Goliad, Texas, is stable and offers opportunities for both buyers and sellers. The median home value is competitive, making it an affordable place to invest in property. With the assistance of bridge loans, buyers can navigate the market more effectively and secure their dream homes without delay.

Some main attractions in Goliad, Texas, include the historic Presidio La Bahía, the beautiful Goliad State Park, and the charming downtown area with its shops and restaurants. The city's rich cultural heritage and natural beauty make it a desirable location for both residents and visitors alike.

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