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Navigating the process of buying a new home in Gonzales, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gonzales, CA or getting it ready for the market.
Identify the new home you want to buy in Gonzales, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gonzales, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gonzales, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gonzales, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gonzales, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gonzales, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gonzales, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gonzales, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gonzales, California offer numerous benefits to both buyers and sellers. These short-term loans provide immediate funds for purchasing a new home before selling the current one, allowing for a smoother transition without the need to wait for the sale of the existing property. Demographics of Gonzales, California reveal a diverse community with a population of approximately 9,000 residents. The city boasts a mix of cultures and ethnicities, creating a vibrant and inclusive atmosphere for residents and visitors alike. The housing market in Gonzales, California is dynamic and competitive, with a range of properties available to suit different preferences and budgets. The city offers a mix of single-family homes, townhouses, and apartments, catering to various lifestyle needs and requirements. Gonzales, California is home to several main attractions that draw in visitors from near and far. The local wineries offer wine tasting tours, while the scenic parks and outdoor recreational areas provide opportunities for hiking, picnicking, and wildlife spotting.
Benefits of Bridge Loans in Gonzales, California
