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Navigating the process of buying a new home in Gonzales, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gonzales, TX or getting it ready for the market.
Identify the new home you want to buy in Gonzales, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gonzales, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gonzales, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gonzales, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gonzales, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gonzales, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gonzales, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gonzales, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gonzales, Texas offer a valuable financial solution for individuals looking to bridge the gap between the purchase of a new home before selling their current one. These short-term loans provide flexibility and quick access to funds, enabling buyers to secure their new property without having to wait for their existing home to sell. Demographics: Gonzales, Texas, is a historic town with a population of approximately 7,500 residents. The community is diverse, with a mix of cultural backgrounds and age groups. The town offers a warm and welcoming atmosphere, making it an ideal place to raise a family or retire. Housing Market: The housing market in Gonzales, Texas, is vibrant and offers a range of options, from historic homes to modern developments. With the help of bridge loans, buyers can take advantage of favorable market conditions and secure their dream home quickly, before interest rates rise. Main Attractions: Gonzales boasts a rich historical heritage, including sites like the Gonzales Memorial Museum and the historic Gonzales County Courthouse. Outdoor enthusiasts can enjoy activities at Palmetto State Park or explore the local shops and eateries in the charming downtown area.
The Benefits of Bridge Loans in Gonzales, Texas
