Bridge Loans: Your Key to Seamless Home Transitions in Goshen, CA

Navigating the process of buying a new home in Goshen, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Goshen, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Goshen, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Goshen, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Goshen, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Goshen, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Goshen, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Goshen, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Goshen, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Goshen, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Goshen, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Goshen, California

Bridge loans in Goshen, California offer a flexible financing option for homebuyers who are looking to purchase a new property before selling their existing one. They provide quick access to funds, enabling buyers to secure their dream home without delays.

Goshen, California has a diverse population with a mix of families, young professionals, and retirees. The town boasts a strong sense of community and offers a range of amenities such as parks, schools, and local shops, making it an attractive place to live.

The housing market in Goshen, California is competitive yet stable, with a median home value that has been steadily increasing over the years. Bridge loans can help buyers navigate this competitive market by providing the necessary financial support to make a strong offer on a property.

Main attractions in Goshen include the beautiful Sequoia and Kings Canyon National Parks, which offer stunning natural landscapes and outdoor activities. The nearby cities of Visalia and Fresno also provide shopping, dining, and entertainment options for residents to enjoy.

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