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Navigating the process of buying a new home in Graton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Graton, CA or getting it ready for the market.
Identify the new home you want to buy in Graton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Graton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Graton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Graton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Graton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Graton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Graton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Graton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Graton, California offer individuals the flexibility to purchase a new home before selling their current one. This allows for a seamless transition without the stress of timing constraints. Graton, California, a charming town in Sonoma County, has a population of around 1,700 residents. The community is close-knit, offering a peaceful and tranquil living environment ideal for families and retirees alike. The housing market in Graton provides a mix of cozy single-family homes, picturesque estates, and vineyard properties. With a strong demand from buyers seeking the California wine country lifestyle, the market is competitive yet offers great investment opportunities. In addition to its housing appeal, Graton boasts attractions such as the Graton Gallery, featuring local artists, and the nearby wineries of the Russian River Valley. Outdoor enthusiasts can explore the Ragle Ranch Regional Park for hiking and picnicking.
Benefits of Bridge Loans in Graton, California
