Bridge Loans: Your Key to Seamless Home Transitions in Greenbrae, CA

Navigating the process of buying a new home in Greenbrae, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Greenbrae, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Greenbrae, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Greenbrae, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Greenbrae, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Greenbrae, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Greenbrae, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Greenbrae, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Greenbrae, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Greenbrae, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Greenbrae, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Greenbrae, California

Bridge loans in Greenbrae, California offer a convenient financing option that allows homeowners to bridge the gap between the purchase of a new home and the sale of their current one. This flexibility enables individuals to secure their dream home without the stress of timing constraints.

The demographics of Greenbrae highlight a well-established community with a median household income above the state average. With quality schools, ample green spaces, and a strong sense of community, Greenbrae attracts families and working professionals looking for a peaceful yet convenient lifestyle.

The housing market in Greenbrae showcases a stable, yet competitive environment. The median home price is higher compared to surrounding areas, reflecting the desirability of the location. Bridge loans provide buyers with the opportunity to act quickly in this competitive market, ensuring they don't miss out on their preferred properties.

Greenbrae boasts a range of attractions, including the picturesque Bon Air Shopping Center, the scenic hiking trails at Hal Brown Park, and the nearby access to outdoor activities like sailing in the San Francisco Bay. Residents can enjoy the best of both worlds with easy access to urban amenities and natural beauty.

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