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Navigating the process of buying a new home in Greenfield, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Greenfield, CA or getting it ready for the market.
Identify the new home you want to buy in Greenfield, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Greenfield, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Greenfield, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Greenfield, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Greenfield, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Greenfield, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Greenfield, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Greenfield, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a vital financial lifeline to property buyers in Greenfield, California. These short-term loans provide immediate funds to bridge the gap between buying a new home and selling the current one. They allow buyers to secure their dream home without being contingent on the sale of their existing property. Demographics: Greenfield, California, boasts a diverse population with a strong Hispanic influence. The community is family-oriented, with a median age of 30, creating a vibrant and close-knit neighborhood. The town offers a range of educational opportunities with a number of schools and colleges nearby. Housing Market: The housing market in Greenfield presents a mix of affordable options and premium properties. With the median home price being competitive, bridge loans provide buyers the flexibility to act quickly in this competitive market. The town's real estate continues to show steady growth, making it a promising investment. Main Attractions: Greenfield is surrounded by the stunning landscapes of Monterey County. The area is known for its wineries, agricultural tours, and outdoor activities. Residents can enjoy the proximity to the coast, offering beaches and recreational opportunities, while also being close to the cultural hub of Salinas.
Benefits of Bridge Loans in Greenfield, California
