Get Approved at The Lowest Rate
Navigating the process of buying a new home in Gridley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Gridley, CA or getting it ready for the market.
Identify the new home you want to buy in Gridley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Gridley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Gridley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Gridley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Gridley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Gridley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Gridley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Gridley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Gridley, California offer a convenient financing solution for individuals looking to bridge the gap between the purchase of a new property and the sale of an existing one. These short-term loans can provide quick access to funds, allowing buyers to secure their new home without being contingent on selling their current property. Demographics in Gridley consist of a diverse population with a mix of families, young professionals, and retirees. The city boasts a strong sense of community and is known for its friendly residents and welcoming atmosphere. The housing market in Gridley, California, is characterized by a range of housing options, including single-family homes, townhouses, and apartments. The market is competitive, with a steady demand for properties and a mix of affordable and luxury housing options. Main attractions in Gridley include the stunning Feather River, which offers opportunities for fishing, boating, and other water activities. The city is also home to beautiful parks, golf courses, and a vibrant downtown area with shops, restaurants, and cultural venues for residents to enjoy.
Benefits of Bridge Loans in Gridley, California
