Get Approved at The Lowest Rate
Navigating the process of buying a new home in Guadalupe, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Guadalupe, CA or getting it ready for the market.
Identify the new home you want to buy in Guadalupe, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Guadalupe, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Guadalupe, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Guadalupe, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Guadalupe, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Guadalupe, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Guadalupe, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Guadalupe, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Guadalupe offer a crucial financial lifeline to residents looking to bridge the gap between the purchase of a new home and the sale of their existing property. These loans provide quick access to funds, allowing homeowners to secure their new home without waiting for their old property to sell. Demographics: Guadalupe, California, boasts a diverse community with a population comprising primarily Hispanic and White residents. The median age in Guadalupe is around 30 years old, creating a vibrant and youthful atmosphere in the city. Housing Market: The housing market in Guadalupe is characterized by a mix of traditional single-family homes and modern townhouses. With a steady increase in property values and a range of housing options available, Guadalupe presents a promising market for both buyers and sellers. Main Attractions: Guadalupe offers a variety of attractions for residents and visitors alike, including the picturesque Guadalupe-Nipomo Dunes, the historic Rancho Guadalupe Dunes Preserve, and the vibrant local art scene centered around the Guadalupe Cultural Arts District.
Bridge Loans in Guadalupe, California
