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Navigating the process of buying a new home in Guatay, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Guatay, CA or getting it ready for the market.
Identify the new home you want to buy in Guatay, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Guatay, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Guatay, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Guatay, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Guatay, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Guatay, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Guatay, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Guatay, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Guatay, California offer a short-term financing solution that bridges the gap between the purchase of a new home and the sale of the current one. This flexibility allows homeowners to secure their dream home without being tied down by the sale of their existing property. Guatay, a small community in San Diego County, boasts a diverse population with a mix of families, retirees, and professionals. The area is known for its picturesque natural surroundings, including nearby hiking trails, forests, and scenic views, making it an ideal place to settle down and enjoy a peaceful lifestyle. The housing market in Guatay offers a range of options, from cozy cabins to spacious estates, catering to various tastes and budgets. With the help of bridge loans, residents can quickly seize opportunities in this competitive market, whether it's for investment purposes or finding their forever home. Main attractions in Guatay include the nearby Cuyamaca Rancho State Park, known for its camping and outdoor activities, as well as the quaint shops and restaurants in the downtown area. Residents also benefit from the community's strong sense of unity and connection, making it a welcoming place to call home.
Benefits of Bridge Loans in Guatay, California
