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Navigating the process of buying a new home in Guinda, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Guinda, CA or getting it ready for the market.
Identify the new home you want to buy in Guinda, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Guinda, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Guinda, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Guinda, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Guinda, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Guinda, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Guinda, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Guinda, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits Bridge loans in Guinda, California offer a convenient financing option for individuals who need quick access to funds to purchase a new home before selling their existing property. Demographics Guinda, California, a small rural community, has a population of approximately 254 residents. The area boasts a diverse population, mainly consisting of families and retirees attracted to the peaceful countryside setting. Housing Market The housing market in Guinda is characterized by a mix of single-family homes and ranch-style properties. The median home price in the area is $450,000, making it an affordable option for those seeking to invest in real estate. Main Attractions Guinda is known for its scenic beauty, offering plenty of outdoor recreational activities such as hiking, fishing, and birdwatching. The area is also home to Cache Creek, a popular spot for water activities and picnicking.
Benefits of Bridge Loans in Guinda, California
