Bridge Loans: Your Key to Seamless Home Transitions in Hacienda Heights, CA

Navigating the process of buying a new home in Hacienda Heights, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Hacienda Heights, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Hacienda Heights, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Hacienda Heights, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Hacienda Heights, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Hacienda Heights, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Hacienda Heights, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Hacienda Heights, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Hacienda Heights, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Hacienda Heights, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hacienda Heights, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Hacienda Heights, California

Bridge loans in Hacienda Heights, California offer a valuable solution for homebuyers by providing short-term financing to bridge the gap between the purchase of a new home and the sale of an existing one. These loans can help avoid the stress of timing constraints, allowing buyers to secure their dream home without having to wait for their current property to sell.

Hacienda Heights, California, boasts a diverse demographic profile, with a mix of cultures and backgrounds. The area is known for its strong sense of community and family-friendly atmosphere, making it an attractive location for homebuyers looking to settle down in a welcoming environment.

When it comes to the housing market in Hacienda Heights, California, there is a steady demand for residential properties due to its desirable location and proximity to major cities like Los Angeles. The market offers a range of housing options, from single-family homes to modern condos, catering to various preferences and budget considerations.

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