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Navigating the process of buying a new home in Haltom City, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Haltom City, TX or getting it ready for the market.
Identify the new home you want to buy in Haltom City, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Haltom City, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Haltom City, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Haltom City, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Haltom City, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Haltom City, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Haltom City, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Haltom City, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer numerous benefits for homebuyers in Haltom City, Texas. These short-term loans provide immediate funds to bridge the gap between the purchase of a new home and the sale of the current one. This can help secure a new property quickly without having to wait for the sale proceeds. Haltom City, with a diverse population, serves as a vibrant community in Texas. The city has a mix of suburban and urban lifestyles, attracting families and professionals alike. The cost of living is moderate, making it an affordable place to reside for individuals and families. The housing market in Haltom City is thriving, offering a variety of properties ranging from single-family homes to apartments. The real estate market is competitive, with prices steadily appreciating. Bridge loans can provide the necessary financial leverage for buyers to secure their dream home. Haltom City boasts several main attractions, including parks, shopping centers, and cultural landmarks. With easy access to Fort Worth and Dallas, residents can enjoy a range of entertainment options. The city's rich history and vibrant community make it a desirable place to call home.
Bridge Loans in Haltom City, Texas
