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Navigating the process of buying a new home in Hamilton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hamilton, TX or getting it ready for the market.
Identify the new home you want to buy in Hamilton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hamilton, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hamilton, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hamilton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hamilton, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hamilton, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hamilton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hamilton, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a unique financial solution for individuals looking to bridge the gap between buying a new home and selling their current one in Hamilton, Texas. These loans provide the flexibility to access funds quickly, allowing homeowners to secure a new property without the stress of waiting for their current home to sell. Hamilton, Texas, is a charming town with a population of around 3,000 residents. The area boasts a strong sense of community, making it an ideal place for families and individuals looking to settle down. The town's rich history and friendly atmosphere contribute to its appeal to both visitors and residents. The housing market in Hamilton offers a mix of historic homes, ranch-style properties, and modern developments. With the median home price being affordable compared to larger cities in Texas, Hamilton presents an excellent opportunity for buyers looking to invest in real estate. The market is stable, providing a secure environment for homeowners. Main attractions in Hamilton include the Hamilton Historic District, showcasing beautifully preserved buildings, local shops, and restaurants. Nature lovers can explore hiking trails at nearby parks or enjoy outdoor activities at the Lake Proctor Recreation Area. The town also hosts various community events that bring residents together.
The Benefits of Bridge Loans in Hamilton, Texas
