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Navigating the process of buying a new home in Hamilton City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hamilton City, CA or getting it ready for the market.
Identify the new home you want to buy in Hamilton City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hamilton City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hamilton City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hamilton City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hamilton City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hamilton City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hamilton City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hamilton City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hamilton City, California provide a convenient financing option for homeowners looking to buy a new property before selling their current one. This allows for a seamless transition without the need to wait for the sale of the existing home. Demographics Hamilton City, California, has a diverse population with a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of community, making it an ideal place to raise a family or enjoy a peaceful retirement. Housing Market The housing market in Hamilton City is vibrant, with a range of properties available to suit different needs and budgets. Bridge loans can help buyers secure their dream home quickly in a competitive market while waiting to sell their current property. Main Attractions Hamilton City offers a variety of attractions, including beautiful parks, shopping centers, and restaurants. Residents can enjoy outdoor activities like hiking and biking, as well as cultural events and festivals that celebrate the community's rich heritage.
Benefits of Bridge Loans in Hamilton City, California
