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Navigating the process of buying a new home in Hamshire, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hamshire, TX or getting it ready for the market.
Identify the new home you want to buy in Hamshire, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hamshire, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hamshire, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hamshire, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hamshire, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hamshire, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hamshire, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hamshire, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hampshire, Texas offer flexibility to homebuyers by providing short-term financing to bridge the gap between buying a new home and selling the current one. This can help avoid the stress of timing issues and allows for smoother transitions. Demographics in Hampshire, Texas show a diverse community with a mix of young families and retirees. The area has a growing population due to its affordable housing options and proximity to urban centers like Houston. The housing market in Hampshire, Texas is competitive yet offers great value for money. With increasing demand, property values have been steadily rising, making it an attractive investment opportunity for buyers and sellers alike. Main attractions in Hampshire, Texas include the picturesque countryside, charming local shops and restaurants, and outdoor recreational activities like hiking, fishing, and camping. Residents enjoy a laid-back lifestyle with easy access to nature.
Benefits of Bridge Loans in Hampshire, Texas
