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Navigating the process of buying a new home in Hankamer, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hankamer, TX or getting it ready for the market.
Identify the new home you want to buy in Hankamer, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hankamer, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hankamer, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hankamer, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hankamer, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hankamer, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hankamer, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hankamer, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hankamer, Texas offer a convenient financial solution for homebuyers. These loans provide interim financing, allowing individuals to buy a new property before selling their existing one. This flexibility can prevent missed opportunities and expedite the buying process. Demographically, Hankamer is a charming rural town located in Chambers County. With a population of around 3,000 residents, it offers a tight-knit community feel. The town is known for its friendly locals, low crime rates, and affordable cost of living, making it an ideal place to settle down. The housing market in Hankamer is stable, with a range of options available for both buyers and sellers. The median home price is competitive, making it an attractive location for first-time buyers and investors. Additionally, the market is not as volatile as larger cities, providing a sense of security for homeowners. Main attractions in Hankamer include the Trinity River National Wildlife Refuge, offering outdoor enthusiasts an abundance of hiking, fishing, and birdwatching opportunities. The town also boasts historical sites like the Chambers County Museum and local eateries that serve up delicious Southern cuisine.
Benefits of Bridge Loans in Hankamer, Texas
