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Navigating the process of buying a new home in Happy, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Happy, TX or getting it ready for the market.
Identify the new home you want to buy in Happy, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Happy, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Happy, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Happy, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Happy, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Happy, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Happy, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Happy, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Happy, Texas offer numerous advantages to homebuyers. They provide quick financing for buying a new home before selling the current one, preventing the need to wait for the sale of the existing property. This ensures a smoother transition between homes without worrying about temporary housing arrangements. Happy, Texas, is a vibrant community with a population that values close-knit relationships and a sense of belonging. The town boasts a diverse demographic mix, including young families, professionals, and retirees, creating a dynamic social environment where residents can easily forge connections and build lasting friendships. The housing market in Happy, Texas, is on the rise, offering a range of affordable options for both first-time buyers and seasoned investors. With a steady increase in property values and a low inventory of homes for sale, now is a great time to consider investing in the Happy real estate market. Some main attractions in Happy, Texas, include the picturesque Palo Duro Canyon State Park, known for its stunning natural beauty and recreational activities like hiking and camping. Additionally, the town hosts a variety of local events and festivals that celebrate its rich cultural heritage and community spirit, making it an ideal place to call home.
Benefits of Bridge Loans in Happy, Texas
