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Navigating the process of buying a new home in Hardin, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hardin, TX or getting it ready for the market.
Identify the new home you want to buy in Hardin, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hardin, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hardin, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hardin, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hardin, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hardin, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hardin, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hardin, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hardin, Texas offer numerous benefits to homebuyers and property investors. These short-term loans provide quick funding, allowing borrowers to secure a new property before selling their current one. This flexibility reduces the stress of buying a new home and can give buyers a competitive edge in a hot market. Demographically, Hardin, Texas, is a small town with a close-knit community. The population is diverse, with a mix of ages and backgrounds. The town offers a peaceful and safe environment, making it an ideal place for families and retirees looking to settle down in a charming rural setting. The housing market in Hardin, Texas, is steady with a range of property options available. The median home price is affordable, making it an attractive location for first-time buyers and investors. With the help of bridge loans, buyers can take advantage of the favorable market conditions and make timely purchases. Some of the main attractions in Hardin, Texas, include the beautiful parks and outdoor recreational areas. Residents can enjoy hiking, fishing, and picnicking in the scenic surroundings. The town also hosts community events and festivals that bring people together, fostering a strong sense of belonging and camaraderie.
Benefits of Bridge Loans in Hardin, Texas