Bridge Loans: Your Key to Seamless Home Transitions in Harleton, TX

Navigating the process of buying a new home in Harleton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Harleton, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Harleton, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Harleton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Harleton, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Harleton, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Harleton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Harleton, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Harleton, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Harleton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Harleton, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Harleton, Texas

Bridge loans in Harleton, Texas offer a valuable financial tool for homebuyers. These short-term loans bridge the gap between the purchase of a new home and the sale of the existing one, providing liquidity during the transition period. Benefits include flexibility, quick approval, and competitive interest rates, making them an attractive option for those looking to avoid contingencies and secure their dream home.

Harleton, Texas, a charming town with a population of approximately 1,000 residents, boasts a close-knit community and a peaceful rural setting. The town's demographics are characterized by a mix of families, retirees, and young professionals, creating a diverse and welcoming environment for residents of all ages.

The housing market in Harleton offers a mix of traditional single-family homes, ranch properties, and land for development. The market is balanced, with steady demand and competitive prices. With its proximity to urban centers like Longview and Marshall, Harleton provides a tranquil escape while remaining accessible to modern amenities and services.

Some of the main attractions in Harleton include the historic downtown area, local parks and recreational facilities, and community events that celebrate the town's rich history and culture. Residents can enjoy outdoor activities like fishing, hiking, and exploring the beautiful East Texas landscape, making Harleton an ideal place to call home.

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