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Navigating the process of buying a new home in Harmony, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Harmony, CA or getting it ready for the market.
Identify the new home you want to buy in Harmony, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Harmony, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Harmony, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Harmony, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Harmony, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Harmony, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Harmony, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Harmony, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient financing option for homeowners in Harmony, California, allowing them to bridge the gap between buying a new home and selling their current one. These loans provide quick access to funds, enabling individuals to seize new opportunities without being held back by the constraints of a traditional home sale. Demographics Harmony, California, is a charming coastal town with a population of approximately 18,000 residents. The community is known for its diverse population, with a mix of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere. Housing Market The housing market in Harmony, California, is competitive yet offers a range of options for buyers. With a median home price of $700,000, the market caters to various budget levels. Bridge loans provide flexibility to buyers in navigating this dynamic housing market. Main Attractions Harmony boasts picturesque beaches, a bustling downtown area with trendy shops and restaurants, and easy access to outdoor activities like hiking and biking. The town's vibrant cultural scene and close-knit community make it a desirable place to live.
Benefits of Bridge Loans in Harmony, California
