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Navigating the process of buying a new home in Hart, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hart, TX or getting it ready for the market.
Identify the new home you want to buy in Hart, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hart, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hart, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hart, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hart, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hart, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hart, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hart, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable tool for homeowners in Hart, Texas, providing quick access to funds for purchasing a new home before selling their current one. This flexibility can prevent the need for a contingency offer, making the home buying process smoother and more convenient. Demographics in Hart, Texas, show a close-knit community with a population of around 1,800 residents. The area boasts a mix of families and retirees, offering a diverse and welcoming environment. The housing market in Hart, Texas, is characterized by affordable prices and a stable real estate landscape. With a range of housing options from single-family homes to spacious ranch properties, there is something for everyone in this picturesque town. Main attractions in Hart, Texas, include the charming downtown area with local shops and restaurants, perfect for a day out with family and friends. The town also features beautiful parks and outdoor recreational areas, ideal for nature lovers and outdoor enthusiasts.
Benefits of Bridge Loans in Hart, Texas
