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Navigating the process of buying a new home in Hartley, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hartley, TX or getting it ready for the market.
Identify the new home you want to buy in Hartley, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hartley, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hartley, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hartley, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hartley, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hartley, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hartley, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hartley, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer flexibility to homeowners in Hartley, Texas, allowing them to bridge the gap between buying a new home and selling their current property. This can help avoid the pressure of rushed sales and potentially secure a better deal in both transactions. Demographics in Hartley, Texas Hartley, Texas, a small town with a population of approximately 500 residents, offers a close-knit community feel. The demographics primarily consist of families and retirees, creating a peaceful and safe environment for all. The housing market in Hartley, Texas, is stable but competitive. With a median home value slightly above the national average, the market appeals to those seeking a balanced mix of affordability and quality in housing options. Despite its small size, Hartley boasts picturesque landscapes, including the nearby Lake Rita Blanca State Park, ideal for outdoor activities. Additionally, the town's rich history can be explored at the Hartley County Historical Museum.
Benefits of Bridge Loans in Hartley, Texas
Housing Market Overview
Main Attractions in Hartley, Texas
