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Navigating the process of buying a new home in Harvest, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Harvest, AL or getting it ready for the market.
Identify the new home you want to buy in Harvest, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Harvest, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Harvest, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Harvest, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Harvest, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Harvest, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Harvest, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Harvest, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Harvest, Alabama provide homeowners with the flexibility to purchase a new home without the need to sell their current home first. This can be particularly beneficial in competitive real estate markets where securing a new property quickly is essential. Demographically, Harvest, Alabama, is a growing community with a mix of families and professionals. The median household income is above the national average, and the population is diverse, reflecting a vibrant and inclusive neighborhood. The housing market in Harvest, Alabama, offers a range of options from cozy single-family homes to spacious properties. Property values have been steadily increasing, making it an attractive investment opportunity for those looking to buy or sell real estate in the area. Some main attractions in Harvest, Alabama, include the beautiful Monrovia Community Park, ideal for outdoor activities and family gatherings. The local Harvest Elementary School is known for its excellent education standards, making it an appealing choice for families with children.
Benefits of Bridge Loans in Harvest, Alabama
