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Navigating the process of buying a new home in Hat Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hat Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Hat Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hat Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hat Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hat Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hat Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hat Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hat Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hat Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hat Creek, California offer individuals quick access to funds for purchasing a new home without having to sell their current property first. This can expedite the buying process and secure their dream home. Demographics: Hat Creek, California, is a small town with a population of around 300 people. The community is known for its picturesque landscapes, making it an ideal location for those seeking a peaceful and close-knit neighborhood. Housing Market: The housing market in Hat Creek is competitive yet offers affordable options compared to larger cities in California. Bridge loans can give buyers a competitive edge, allowing them to make strong offers on properties they desire. Main Attractions: Hat Creek is home to Lassen Volcanic National Park, a popular destination for hiking, camping, and exploring scenic volcanic landscapes. The area also boasts Hat Creek Radio Observatory, attracting astronomy enthusiasts and researchers.
Benefits of Bridge Loans in Hat Creek, California
