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Navigating the process of buying a new home in Hayfork, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hayfork, CA or getting it ready for the market.
Identify the new home you want to buy in Hayfork, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hayfork, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hayfork, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hayfork, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hayfork, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hayfork, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hayfork, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hayfork, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hayfork, California offer quick and convenient access to funds for individuals looking to buy a new home before selling their current one. This temporary financing solution bridges the gap between the purchase of a new property and the sale of an existing one, helping homeowners avoid the stress of contingent offers. Demographics: Hayfork, California, is a small rural town nestled in the Trinity Mountains with a population of approximately 2,300 residents. The community is known for its tight-knit feel, abundant natural beauty, and a mix of residents ranging from young families to retirees. Housing Market: The housing market in Hayfork offers a mix of single-family homes, ranch properties, and parcels of land perfect for those seeking a tranquil lifestyle. With a median home price below the state average, Hayfork presents an affordable option for those looking to escape the hustle and bustle of city life. Main Attractions: Hayfork is surrounded by stunning natural attractions, including the Trinity Alps Wilderness, ideal for hiking and camping enthusiasts. The town also hosts events like the Trinity County Fair and Rodeo, showcasing local culture and heritage.
Benefits of Bridge Loans in Hayfork, California
