Get Approved at The Lowest Rate
Navigating the process of buying a new home in Healdsburg, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Healdsburg, CA or getting it ready for the market.
Identify the new home you want to buy in Healdsburg, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Healdsburg, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Healdsburg, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Healdsburg, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Healdsburg, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Healdsburg, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Healdsburg, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Healdsburg, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Healdsburg, California offer seamless financing solutions for those looking to purchase a new property before selling their current one. This type of loan provides a short-term financial bridge, allowing homeowners to access funds quickly for a down payment on a new home, without having to wait for their existing property to sell. This can be particularly beneficial in competitive real estate markets where timing is crucial. Demographics in Healdsburg, California indicate a diverse and vibrant community. With a population of approximately 12,000 residents, the city boasts a mix of age groups, including young professionals, families, and retirees. The median household income is above the national average, indicating a financially stable population that might benefit from the flexibility of bridge loans. The housing market in Healdsburg, California is known for its upscale properties and picturesque surroundings, attracting both local and out-of-state buyers. With a median home price higher than the national average, bridge loans can help buyers secure their dream property without waiting for their existing home to sell. This can give them a competitive edge in a market where desirable homes often receive multiple offers.
Benefits of Bridge Loans in Healdsburg, California
