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Navigating the process of buying a new home in Helendale, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Helendale, CA or getting it ready for the market.
Identify the new home you want to buy in Helendale, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Helendale, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Helendale, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Helendale, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Helendale, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Helendale, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Helendale, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Helendale, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer quick financing for homebuyers enabling them to purchase a new property before selling their existing one. In Helendale, this is advantageous as it allows buyers to secure their dream homes without delays or missed opportunities. Demographics Helendale, situated in Southern California, has a diverse population with a mix of families, retirees, and professionals. The median age is 42, and the community is known for its friendly atmosphere and strong sense of community. Housing Market The housing market in Helendale is vibrant, offering a range of properties including traditional single-family homes, waterfront properties, and modern condos. Bridge loans help buyers compete in this competitive market and secure properties quickly. Main Attractions Helendale boasts attractions like the Silver Lakes Golf Course, Silver Lakes Equestrian Center, and the nearby Mojave River. Residents enjoy outdoor activities, community events, and a relaxed lifestyle in this picturesque town.
Benefits of Bridge Loans in Helendale, California
