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Navigating the process of buying a new home in Helm, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Helm, CA or getting it ready for the market.
Identify the new home you want to buy in Helm, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Helm, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Helm, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Helm, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Helm, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Helm, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Helm, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Helm, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide immediate funds allowing homeowners in Helm to bridge the gap between the purchase of a new home and the sale of their existing one. This flexibility enables smoother transitions and prevents missed opportunities in the competitive real estate market. Demographics: Helm, California, is a small yet diverse community with a mix of families, young professionals, and retirees. The population enjoys a strong sense of community and a lower cost of living compared to neighboring cities, making it an attractive residential area. Housing Market: The housing market in Helm is experiencing steady growth, with a mix of single-family homes and apartments catering to different preferences. Bridge loans play a crucial role in facilitating quick transactions and helping buyers secure their dream homes amidst this competitive market. Main Attractions: Helm boasts scenic views, outdoor recreational opportunities, and a charming downtown area with local shops and restaurants. Residents can enjoy hiking trails, community events, and a peaceful environment while still being within reach of larger cities for work and entertainment.
Benefits of Bridge Loans in Helm, California
