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Navigating the process of buying a new home in Hickman, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hickman, CA or getting it ready for the market.
Identify the new home you want to buy in Hickman, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hickman, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hickman, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hickman, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hickman, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hickman, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hickman, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hickman, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hickman, California offer numerous advantages for individuals looking to purchase a new home before selling their existing one. These short-term loans provide quick access to funds, enabling seamless transitions between properties without the stress of juggling mortgages. Demographically, Hickman, California, boasts a diverse population with a mix of professionals, families, and retirees. The community prides itself on its tight-knit feel, excellent schools, and access to outdoor recreational activities, making it an ideal location for individuals of all ages and backgrounds. In terms of the housing market, Hickman offers a range of housing options from cozy single-family homes to spacious estates, catering to various budgets and preferences. With a stable market and increasing demand, investing in Hickman real estate, supported by bridge loans, presents a lucrative opportunity for both homebuyers and investors. Main attractions in Hickman include the picturesque Hickman Park, known for its scenic trails and family-friendly amenities. The nearby Stanislaus River provides opportunities for fishing, boating, and other water activities, making it a haven for outdoor enthusiasts. Additionally, Hickman's vibrant local dining scene offers a taste of both traditional and eclectic cuisines, adding to the town's charm.
Benefits of Bridge Loans in Hickman, California
