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Navigating the process of buying a new home in Hidden Valley Lake, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hidden Valley Lake, CA or getting it ready for the market.
Identify the new home you want to buy in Hidden Valley Lake, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hidden Valley Lake, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hidden Valley Lake, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hidden Valley Lake, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hidden Valley Lake, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hidden Valley Lake, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hidden Valley Lake, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hidden Valley Lake, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge Loans Benefits: Bridge loans provide short-term financing for homeowners allowing them to bridge the gap between the purchase of a new home and the sale of their current one. This allows for a smoother transition without the pressure of rushed sales. Demographics: Hidden Valley Lake, located in California, comprises mostly families and retirees seeking a peaceful environment. The population is diverse, with a mix of various ethnicities. Housing Market: Hidden Valley Lake's housing market is competitive, with a mix of single-family homes and luxury estates. The market offers a range of options suitable for different preferences and budgets. Main Attractions: Some of the main attractions in Hidden Valley Lake include the scenic beauty of the area, outdoor activities like hiking and fishing, and the close proximity to wineries for wine enthusiasts.
Benefits of Bridge Loans in Hidden Valley Lake, California
