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Navigating the process of buying a new home in High Island, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in High Island, TX or getting it ready for the market.
Identify the new home you want to buy in High Island, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in High Island, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in High Island, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in High Island, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in High Island, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in High Island, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in High Island, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in High Island, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans provide homeowners with a convenient way to finance the purchase of a new home while waiting for their current property to sell. This type of loan offers flexibility and quick access to funds, allowing individuals to make competitive offers and secure their dream homes. Demographics of High Island, Texas: High Island, Texas, is a charming coastal community known for its rich cultural heritage and welcoming atmosphere. The population primarily consists of families and retirees attracted to the area's peaceful surroundings and tight-knit community vibe. Housing Market in High Island, Texas: The housing market in High Island offers a mix of waterfront properties, cozy beach cottages, and modern family homes. With the help of bridge loans, prospective buyers can take advantage of the diverse real estate options available in this scenic locale. Main Attractions in High Island, Texas: High Island boasts stunning beaches, nature reserves, and birdwatching opportunities, making it a haven for outdoor enthusiasts and wildlife lovers. The town's historic landmarks, local eateries, and vibrant arts scene provide residents with a unique blend of relaxation and entertainment.
Bridge Loans in High Island, Texas
