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Navigating the process of buying a new home in Hilmar, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hilmar, CA or getting it ready for the market.
Identify the new home you want to buy in Hilmar, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hilmar, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hilmar, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hilmar, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hilmar, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hilmar, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hilmar, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hilmar, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer flexibility by providing short-term financing to bridge the gap between the purchase of a new property and the sale of an existing one. In Hilmar, California, these loans can be a great option for homebuyers looking to secure their dream home without waiting for their current property to sell. Demographics: Hilmar is a charming town located in central California with a population that values community and family. The town is known for its strong agricultural ties, with a significant portion of the population involved in farming and related industries. Housing Market: The housing market in Hilmar offers a mix of single-family homes and agricultural properties. With a competitive market, bridge loans can provide buyers with the financial support needed to secure properties in this desirable location. Main Attractions: Apart from its agricultural landscape, Hilmar is home to various parks, community centers, and local events that bring residents together. The town's close-knit community and scenic surroundings make it an ideal place for families and individuals looking for a peaceful yet dynamic lifestyle.
Bridge Loans in Hilmar, California
