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Navigating the process of buying a new home in Holland, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Holland, TX or getting it ready for the market.
Identify the new home you want to buy in Holland, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Holland, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Holland, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Holland, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Holland, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Holland, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Holland, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Holland, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Holland, Texas provide a valuable financial solution for individuals who are looking to purchase a new home before selling their existing one. This type of loan allows borrowers to access the equity in their current property to finance the purchase of a new one, avoiding the need for a contingent offer. Demographically, Holland, Texas is a vibrant community with a population that values a close-knit small-town atmosphere. The residents are friendly and welcoming, creating a strong sense of community among neighbors. The town has a diverse population with a mix of young families, professionals, and retirees. The housing market in Holland, Texas is characterized by a range of properties, from historic homes with character to modern new constructions. The market is stable, offering a variety of options for potential buyers. Bridge loans can help individuals take advantage of the available properties without the constraint of waiting for their current homes to sell. Some of the main attractions in Holland, Texas include the picturesque countryside, perfect for outdoor activities like hiking and cycling. The town also boasts charming local shops, restaurants, and cultural events that showcase the rich heritage of the area. Residents enjoy a relaxed pace of life with access to amenities that cater to their needs.
Benefits of Bridge Loans in Holland, Texas
