Get Approved at The Lowest Rate
Navigating the process of buying a new home in Holt, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Holt, CA or getting it ready for the market.
Identify the new home you want to buy in Holt, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Holt, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Holt, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Holt, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Holt, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Holt, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Holt, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Holt, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Holt, California offer numerous benefits to homeowners and investors. These short-term loans provide quick access to funds for purchasing a new property before selling an existing one. They help bridge the gap in financing, allowing for more flexibility and timely transactions. Demographics Holt, California, is a vibrant and diverse community with a population that consists of a mix of young professionals, families, and retirees. The area boasts a strong sense of community spirit and has a rich cultural heritage. Housing Market The housing market in Holt, California, is dynamic and competitive. With a growing demand for housing, property values have been steadily increasing. Bridge loans can be advantageous in such a market by helping buyers secure properties quickly. Main Attractions Holt, California, is known for its beautiful parks, scenic hiking trails, and charming downtown area lined with shops and eateries. Residents and visitors alike enjoy the vibrant arts scene and cultural events that the town has to offer.
Benefits of Bridge Loans in Holt, California
