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Navigating the process of buying a new home in Holtville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Holtville, CA or getting it ready for the market.
Identify the new home you want to buy in Holtville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Holtville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Holtville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Holtville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Holtville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Holtville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Holtville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Holtville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Holtville, California offer several benefits to homeowners. They provide short-term financing solutions that help bridge the gap between the purchase of a new home and the sale of the current one. This allows for smoother transitions without the pressure of immediate selling. Holtville, California, is a charming city with a diverse demographic profile. The population consists of a mix of families, professionals, and retirees. The city has a strong sense of community and offers various amenities, including parks, schools, and recreational facilities for residents of all ages. The local housing market in Holtville is dynamic and offers opportunities for both buyers and sellers. The city has a range of housing options, from single-family homes to apartments, catering to different needs and preferences. The market has shown stability and growth, making it an attractive location for real estate investments. Holtville boasts several main attractions that draw visitors and residents alike. One of the highlights is the annual Holtville Carrot Festival, a popular event celebrating the city's agricultural heritage. Additionally, the city is home to beautiful parks, historic sites, and outdoor recreational areas, offering plenty of activities for leisure and enjoyment.
Bridge Loans in Holtville, California
