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Navigating the process of buying a new home in Holy City, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Holy City, CA or getting it ready for the market.
Identify the new home you want to buy in Holy City, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Holy City, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Holy City, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Holy City, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Holy City, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Holy City, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Holy City, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Holy City, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer various benefits for homeowners in Holy City, California. They provide short-term financing solutions that bridge the gap between the purchase of a new home and the sale of the current one. This can be especially advantageous in a competitive real estate market, allowing buyers to make quick offers without waiting for their current home to sell. Demographics in Holy City, California show a diverse community with a rich cultural heritage. The population consists of a mix of young professionals, families, and retirees. The area is known for its scenic beauty and outdoor recreational opportunities, attracting residents who appreciate a close-knit, small-town atmosphere. The housing market in Holy City, California is dynamic and competitive. With a mix of historical charm and modern amenities, properties in the area are in high demand. Bridge loans can provide homeowners with the flexibility and financial assistance needed to secure their dream home in this vibrant real estate market. Main attractions in Holy City, California include the picturesque Redwood Retreat Road, which offers stunning views of the surrounding mountains and forests. Additionally, the nearby Henry Cowell Redwoods State Park provides residents with ample opportunities for hiking, camping, and wildlife watching.
Benefits of Bridge Loans in Holy City, California
