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Navigating the process of buying a new home in Homeland, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Homeland, CA or getting it ready for the market.
Identify the new home you want to buy in Homeland, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Homeland, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Homeland, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Homeland, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Homeland, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Homeland, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Homeland, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Homeland, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer homeowners in Homeland, California the flexibility to secure new properties before selling their current homes. This eliminates the need to rush the sale process, potentially leading to better deals and more favorable terms. Demographically, Homeland is a diverse community with a mix of age groups. The population consists of families, young professionals, and retirees, creating a vibrant and inclusive environment. In Homeland's housing market, bridge loans can provide competitive advantages to buyers in a seller's market. They can make compelling offers without sale contingencies, appealing to sellers seeking quick and reliable transactions. Main attractions in Homeland include its proximity to recreational areas like the San Bernardino National Forest and Lake Perris State Recreation Area. Residents also enjoy easy access to shopping centers, restaurants, and community parks.
Benefits of Bridge Loans in Homeland, California
