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Navigating the process of buying a new home in Hornitos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hornitos, CA or getting it ready for the market.
Identify the new home you want to buy in Hornitos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hornitos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hornitos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hornitos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hornitos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hornitos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hornitos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hornitos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits Bridge loans offer quick financing solutions for homeowners in Hornitos, California, allowing them to purchase a new home before selling their current one. This can help avoid the stress of timing the sale and purchase perfectly. Demographics Hornitos, California, is a historic town with a small population, known for its picturesque landscapes and peaceful atmosphere. The community is tight-knit, with a mix of retirees and young families attracted to the area's charm. Housing Market The housing market in Hornitos offers a mix of traditional and modern homes, with competitive pricing compared to nearby urban areas. Bridge loans can provide the necessary financial flexibility to make a timely move in this desirable market. Main Attractions Attractions in Hornitos include the historic Saint Catherine Catholic Church, scenic hiking trails in the Sierra Nevada foothills, and local wineries offering tours and tastings. The town provides a peaceful retreat from city life.
Benefits of Bridge Loans in Hornitos, California
