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Navigating the process of buying a new home in Hughson, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hughson, CA or getting it ready for the market.
Identify the new home you want to buy in Hughson, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hughson, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hughson, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hughson, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hughson, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hughson, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hughson, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hughson, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hughson, California offer numerous benefits to individuals looking to purchase a new home before selling their current one. One of the main advantages is the ability to secure financing quickly, enabling buyers to make competitive offers on properties without being contingent on selling their existing home first. Demographically, Hughson boasts a population of approximately 7,000 residents, with a median household income higher than the state average. The town has a diverse community, with a mix of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere. The housing market in Hughson is dynamic, with a range of property options available, from single-family homes to spacious estates. The market has seen steady growth in recent years, offering opportunities for both buyers and sellers. Bridge loans can help buyers navigate this competitive market effectively. Some of the main attractions in Hughson include the historic downtown area, filled with charming shops and eateries, as well as beautiful parks and recreational facilities for residents to enjoy. The town's proximity to outdoor activities, such as hiking and fishing, make it an ideal place for nature lovers.
Benefits of Bridge Loans in Hughson, California
