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Navigating the process of buying a new home in Hume, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Hume, CA or getting it ready for the market.
Identify the new home you want to buy in Hume, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Hume, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Hume, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Hume, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Hume, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Hume, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Hume, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Hume, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Hume, California offer a convenient solution for homeowners who need short-term financing to bridge the gap between the purchase of a new home and the sale of their current property. These loans provide flexibility and quick access to funds, allowing individuals to make competitive offers without waiting for their existing home to sell. Demographics Hume, California, boasts a diverse population with a mix of young professionals, families, and retirees. The community is known for its strong sense of unity and neighborly spirit, making it an ideal place to raise a family or enjoy a peaceful retirement. Housing Market The housing market in Hume, California, is characterized by steady appreciation rates and a range of property types to suit different preferences. With the help of bridge loans, homebuyers can take advantage of the market dynamics and secure their dream home without the stress of timing constraints. Main Attractions Hume, California, is home to a variety of attractions, including picturesque parks, cultural landmarks, and vibrant dining spots. Residents can enjoy outdoor activities, explore local art galleries, and indulge in delicious cuisine, making the city an exciting place to live and visit.
Benefits of Bridge Loans in Hume, California
