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Navigating the process of buying a new home in Huntington Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Huntington Beach, CA or getting it ready for the market.
Identify the new home you want to buy in Huntington Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Huntington Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Huntington Beach, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Huntington Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Huntington Beach, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Huntington Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Huntington Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Huntington Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Huntington Beach offer a valuable financing option for homebuyers. These short-term loans provide immediate funds for purchasing a new home before selling the current one. This flexibility helps avoid the stress of timing constraints in real estate transactions. Demographically, Huntington Beach is a vibrant coastal city in Orange County, California, known for its diverse population and strong community spirit. The city has a mix of residents, from young professionals to families, attracted by its beautiful beaches and excellent quality of life. The housing market in Huntington Beach is competitive yet dynamic, with a range of property options catering to different budget levels. Bridge loans enable buyers to act quickly in this market, giving them a competitive edge by having the necessary funds readily available. Huntington Beach boasts a variety of main attractions, including its iconic pier, vibrant downtown area, and world-class surfing spots. Residents and visitors alike enjoy the city's numerous parks, restaurants, and cultural events, making it a desirable place to live and explore.
Benefits of Bridge Loans in Huntington Beach, California
