Get Approved at The Lowest Rate
Navigating the process of buying a new home in Idyllwild, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Idyllwild, CA or getting it ready for the market.
Identify the new home you want to buy in Idyllwild, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Idyllwild, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Idyllwild, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Idyllwild, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Idyllwild, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Idyllwild, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Idyllwild, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Idyllwild, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Idyllwild offer a convenient financing option for residents looking to purchase a new home before selling their current one. This flexibility eliminates the stress of timing constraints and allows for smoother transitions between properties. Demographically, Idyllwild is a charming mountain town with a population that mainly consists of artists, retirees, and outdoor enthusiasts. The community fosters a creative and laid-back vibe, making it an ideal place for those seeking a slower pace of life. In terms of the housing market, Idyllwild boasts a diverse range of properties, from cozy cabins to luxurious estates. The market is known for its stability and appreciation rates, making it a desirable location for both primary homeowners and investors. Main attractions in Idyllwild include its stunning natural beauty, with opportunities for hiking, rock climbing, and camping in the surrounding San Jacinto Mountains. The town also hosts art galleries, music festivals, and cozy cafes, providing a vibrant cultural scene for residents and visitors alike.
Benefits of Bridge Loans in Idyllwild, California
