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Navigating the process of buying a new home in Igo, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Igo, CA or getting it ready for the market.
Identify the new home you want to buy in Igo, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Igo, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Igo, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Igo, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Igo, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Igo, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Igo, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Igo, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Igo, California offer various benefits to individuals looking to transition smoothly between the sale of one property and the purchase of another. These short-term loans provide flexibility, allowing buyers to secure a new home before selling their existing one, avoiding the need for a contingent offer. Demographics Igo, California, is a small unincorporated community located in Shasta County. With a population of around 600 residents, Igo offers a close-knit community feel, making it an ideal place for those seeking a quieter lifestyle away from the hustle and bustle of city living. Housing Market The housing market in Igo, California, is characterized by a mix of charming single-family homes, spacious plots of land, and picturesque views of the surrounding nature. With the help of bridge loans, buyers can take advantage of the current market conditions to secure their dream home in this serene location. Main Attractions While in Igo, residents and visitors can explore the nearby Whiskeytown National Recreation Area, known for its stunning waterfalls, hiking trails, and opportunities for outdoor recreation. Additionally, the community hosts events such as farmers' markets and local festivals, fostering a sense of community spirit.
Benefits of Bridge Loans in Igo, California