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Navigating the process of buying a new home in Imperial, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Imperial, TX or getting it ready for the market.
Identify the new home you want to buy in Imperial, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Imperial, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Imperial, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Imperial, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Imperial, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Imperial, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Imperial, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Imperial, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Imperial, Texas offers several advantages to homeowners. It provides a short-term financing solution for individuals looking to purchase a new home before selling their existing one. This enables them to secure the new property without being contingent on the sale of their current home. Demographically, Imperial is a small town with a population of approximately XXXX residents. The community is known for its close-knit feel and friendly atmosphere. The majority of residents are families and retirees, creating a peaceful and family-friendly environment. In terms of the housing market, Imperial offers a diverse range of properties, from cozy single-family homes to spacious ranch-style houses. The market is currently stable, with moderate price appreciation rates. Bridge loans can help buyers capitalize on these opportunities and secure their dream home in this charming town. Imperial boasts several main attractions, including XXX, XXX, and XXX. These attractions draw visitors and residents alike, offering opportunities for recreation, entertainment, and relaxation. Whether exploring nature trails or visiting local shops, Imperial has something for everyone.
Benefits of Bridge Loans in Imperial, Texas
